Healthcare Treasury
You play an important role in our local community, and as a community financial institution, we understand what you’re facing day-to-day. As you focus on your patients and growing your business, we have the resources and expertise to help you through every aspect of operations. Whether you’re paying vendors, making payroll, managing accounts, or ensuring your patients have an easy way to pay, our local bankers are ready to help.
We’re Local
We’re local just like you. We support local businesses and want to see them thrive and grow, so it seems to us that we’re the perfect fit.
Custom Solutions
No two medical practices are exactly alike. That’s why we’ll work with you to understand your unique practice needs and help find tailored solutions.
Less Fees
Because we’re not-for-profit, we offer convenient banking products and services at better rates than the big banks, with lower or no fees.
Compare Our FeesExclusions may apply. Refer to the fee schedule for details.
 | Centennial Bank | First Security | Regions | |
|---|---|---|---|---|
| Online Domestic Commercial Wire Transfer – Outgoing | $10 | $25 | $20 | $25 |
| ACH Monthly | No Charge | $25 | $22 | $45 |
| ACH Fee for Credit or Debit | $0.15 | $0.09 | $0.09 | $0.26 |
| Remote Deposit Monthly Charge | $35 | $50 | $64 | $38 |
| Get Started |
Tools to Enhance Your Practice
We offer tailored, local support to help you and your office manage cash flow cycles, lower costs, and meet your investment needs.
Cash Management
Cash flow is the lifeblood of your practice. We can help you manage cash flow so that it’s a seamless part of your receiving and disbursement process making it easy to adjust for patient fluctuations and insurance changes.
Automated Sweeps
Use a sweep account to maximize returns and minimize expenses by automatically moving excess funds to pay down lines of credit or add to investment accounts.
ACH Origination
Send and receive payments faster by automating your receivables and payables with ACH (Automated Clearing House) services.
Heathcare Lockbox
Cut time out of your receivables processing by having your patients and vendors send their payments directly to us. Payments are quickly delivered to our Lockbox center, processed, and deposited into your account(s), eliminating the need to prepare deposits and visit a branch.
EDI 835 File Conversion Access
Achieve true automation that reduces errors, increases efficiency and improves data integrity by utilizing our 835 file conversion solution.
Remote Check Deposit
Say goodbye to making daily or weekly deposit runs. Save time with remote deposit capture. Scan all your checks for deposit without leaving the office.
Merchant Services
Easily accommodate your patient and vendor needs by accepting debit and credit cards.
Fraud Protection
Mitigate risk, reduce losses, and increase security by adding an extra layer of security with Positive Pay.
Wire Transfers
In a hurry to get that payment through? Enjoy the convenience of sending domestic and international wire payments quickly, easily, and securely.
24/7 Access
Enjoy 24/7 access to your accounts by enrolling in digital banking.
Earn as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings. on Checking
Open a Business Premier Checking Account and earn as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings. on your balance. It’s a great solution for businesses that maintain a higher balance and want to earn a competitive rate.