5 Key Features You’ll Love About Everyday Checking

Want a smart, budget-friendly, yet simple way to do your banking? Then an Everyday Checking account is for you! You’ll enjoy many cost-saving advantages, such as no minimum balance to maintain, no monthly service fees,When signing up for eStatements, you pay no monthly fee instead of receiving a paper statement. Otherwise, you will be charged a monthly paper-statement fee of $3.00. You may also waive the paper-statement fee if you have a loan balance of $2,500 or more with Arkansas Federal, have a deposit balance of $5,000 or more with Arkansas Federal, and are under 18 or 65 or older. unlimited debit card use, and more. 

It’s quick and easy to qualify for and designed to meet your everyday banking needs. That’s why we call it “Everyday Checking.” Here are five features you’ll love about this account.  

1. $0 monthly service fees and $0 minimum balance requirementsWhen signing up for eStatements, you pay no monthly fee instead of receiving a paper statement. Otherwise, you will be charged a monthly paper-statement fee of $3.00. You may also waive the paper-statement fee if you have a loan balance of $2,500 or more with Arkansas Federal, have a deposit balance of $5,000 or more with Arkansas Federal, and are under 18 or 65 or older.

Enjoy the peace of mind that comes with $0 monthly service fees and $0 minimum balance requirements. Plus, you can waive the $3.00 monthly paper-statement fee simply by signing up for e-statements.When signing up for eStatements, you pay no monthly fee instead of receiving a paper statement. Otherwise, you will be charged a monthly paper-statement fee of $3.00. You may also waive the paper-statement fee if you have a loan balance of $2,500 or more with Arkansas Federal, have a deposit balance of $5,000 or more with Arkansas Federal, and are under 18 or 65 or older. So, say goodbye to worrying about maintaining a minimum balance and monthly fees, and hello to a practical solution that works for you.

2. Get Your Paycheck Sooner

With Early Pay,Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary. you can get your paycheck up to two days before your scheduled payday! No more waiting for payment processing or actual payday. All you need is a direct deposit with your Everyday Checking account, and your employer or government agency pay will automatically be posted to your account up to two days early.Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary. It’s that simple!

3. Access to 30,000+ Fee-Free ATMs

Do you often find yourself paying high fees when withdrawing money from ATMs? Say no more. Our partnership with a network of more than 30,000 ATMs nationwide allows you to access your cash without any extra fees. That means you no longer have to limit yourself to fee-free ATMs only at Arkansas Federal branches. Explore our nationwide network of ATMs today and enjoy free ATMs wherever you are in the country.  

4. Automatic Savings

Imagine being able to save money with every purchase you make. That’s exactly what Cents to Savings can do for you! When enrolled, each time you use your debit card, the total amount will be rounded up to the nearest dollar, and the difference will be automatically transferred from your checking account to an eligible Arkansas Federal savings account. It’s an effortless way to build your savings and watch your money grow.

5. 24/7 Card Control

After setting up your account, we’ll mail your debit card to you. Once it arrives, you can easily manage your debit card through My Cards, a free feature found within Digital Banking. With a simple tap, you can turn your card on/off, receive alerts for usage, declines, set limits, and more! It’s easy.

Don’t want to wait for your mailed debit card? No problem. You can always visit your local Arkansas Federal Branch, where we’ll issue your physical card right there on the spot…instantly.

Plus, enjoy many more free extras, including:

• Digital Banking. Enjoy convenient and secure 24/7 access to your accounts right from your computer, tablet, or smartphone.
• Credit IQ: Free Credit Score Monitoring. Check your credit, get notifications on credit changes, and monitor your progress as often as needed without impacting your credit score.
• ID Theft Protection.^TM Should you become the victim of Identity Theft, you’ll get assistance with credit bureau notification, debit card replacement, and more.Certain restrictions apply. For details, see the Guide to Benefits.
• $0 Fraud Liability. You won’t be held responsible for unauthorized charges with your account or account information.Certain restrictions apply. See www.mastercard.us/zero-liability for details.
• Extended Warranty Insurance. When you use your debit card, you’ll enjoy double the time period and duplicate the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year.Certain restrictions apply. For details, see the Guide to Benefits.

So, open an Everyday Checking account today with just a $25 initial deposit to unlock the door to hassle-free banking. With $0 monthly service fees,When signing up for eStatements, you pay no monthly fee instead of receiving a paper statement. Otherwise, you will be charged a monthly paper-statement fee of $3.00. You may also waive the paper-statement fee if you have a loan balance of $2,500 or more with Arkansas Federal, have a deposit balance of $5,000 or more with Arkansas Federal, and are under 18 or 65 or older. the convenience of unlimited debit card usage, and access to a range of other services, make the switch today. It’s easy!

Ready to get started? Set up your new account online in minutes, call us at 800.456.3000 or visit your local branch today.