Travel & Vacation Loan
Need a little cash to make this year’s vacation the best ever? We’ve got you! We make it easy to take that much-needed getaway. With competitive rates and an easy application, we’ll help you find the payment that fits your budget. Make Arkansas Federal Credit Union your first stop when planning your next vacation so that you can stop worrying about financial stress and start relaxing.
Affordable Payments
Feel secure with the same low fixed payment each month – unlike credit cards with revolving variable payments.
Save Money
Don’t rely on high-interest credit cards to fund your travels. A vacation loan typically has a lower APR than most credit cards.
Faster Cash
Once you’re approved and sign your documents, funds can be deposited to your account – as soon as the same day.Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union offices are open.
Competitive, Fixed Rates
Get the cash you need. No collateral, no prepayment penalties, no application fee, no stress. Just the same fixed rates – with no surprises – so you can make your dream vacation a reality.
Getting a Vacation Loan is as Easy as 1-2-3
Apply Online
Apply for your vacation loan online – it’s simple, secure, and takes just a few minutes!
Fast Approval
Our team is local, so we’re able to process your application and make a decision fast.
Get your Cash
Once approved, sign your documents, and the money will go straight into your account.Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union offices are open.
Frequently Asked Questions
How does a vacation loan work?
A vacation loan is a type of personal loan that can be used to fund nearly any travel-related expense – plane tickets, hotels, rentals. You name it! The benefit of using a loan for vacation is that you can book your trip, pay for everything now, and repay it over time.
Is a vacation loan the right option for me?
Everyone’s financial situation is different, and you may find that another type of loan works a little better for your goals – like a home equity loan. A home equity loan turns your home’s value into cash, and you can use that cash for your vacation. Best of all, you’ll pay back your home equity loan at a fixed monthly rate, so you can feel secure.
How much can I borrow?
Arkansas Federal offers up to $25,000 for vacation loans.
How can I pay the loan?
You will repay the loan in fixed, monthly payments – always the same.
Why Arkansas Federal to finance my vacation?
We’ll take time to ask questions, listen and find the right loan to fund your vacation that works for you. Our loans typically feature fixed interest rates, specific terms, and fixed monthly payments. This way, you’ll know exactly what to expect – no surprises.