Earn dividends or cash back
Business Credit Cards
![](https://www.afcu.org/wp-content/uploads/2024/06/business-credit-cards_1024x680-940x616.jpg)
Looking for an easy way to save while streamlining your business expenses? Then look no further. Our business credit cards offer two amazing options: cash back or a great everyday low rate. Choose the one that fits your business today!
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2% Cash Back
Enjoy no annual fee and earn unlimited 2% cash back.
- Earn 2% cash back for every dollar spentEarn 2 points for every dollar spent on purchases. Points may be redeemed for cash back equal to 2.00%. Cash advances and Balance Transfers do not earn points. No annual fee. Balance transfer and cash advance fees are subject to a transaction fee of 3.00% of the total transaction amount. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer is subject to change without notice and may end at any time. As of 3/11/2024, the standard variable rate is 16.49% – 18.00% APR (Annual Percentage Rate) and the prime is 8.50% APR. The rate is always prime + Arkansas Federal’s margin. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
- Enjoy $0 annual fee in addition to your cash back
- Plus, you’ll have access to My Cards, Authorized User, and other built-in Mastercard® benefits
This card is a great fit for businesses that often pay their balance in full, want no annual fee, and the ability to earn unlimited cash back with no category restrictions.
![Business Credit Card from Arkansas Federal Credit Union](https://www.afcu.org/wp-content/uploads/2023/03/Business-CC.jpg)
Low-Rate Card
Enjoy an everyday low rate as low as 13.54% APR APR is Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Foreign transaction fee = 1%. Late payment fee up to $40. Interest on cash advances and overdraft transfers will be charged at the business member’s standard APR on balance from the transaction date. As of 9/02/2023, the standard variable APR is 13.54%-18.00%. Offer subject to change without notice and may end at any time. Subject to credit approval. .
- Save on interest with an everyday low rate
- Enjoy $0 annual fee
- Plus, you’ll have access to My Cards, Authorized User, and other built-in Mastercard® benefits
This card is ideal for businesses that tend to carry a balance and want to save with a low rate and no annual fee.