Save More, Worry Less with a Low-Rate Credit Card 

Not all credit cards are created equal – and choosing the right one can make a world of difference in managing your finances. Arkansas Federal Credit Union offers a low-rate credit card designed to help you save money and manage your debt effectively, all while building credit at a competitive low rate. And while those features are exciting enough on their own, you get so much more when you choose a low-rate credit card with Arkansas Federal. 

Competitive Low Rates

One of the best features of our low-rate credit card is in the name – its competitive interest rate, which is significantly lower than many national competitors. A lower rate can help you save money on interest, so you can focus more on paying down your balance. 

Save on Debt

Want to accelerate your debt repayment? Our low-rate credit card comes with the option to transfer high-interest balances so you can repay them at a lower rate.Balance transfers are subject to a transaction fee of 3.00% of the total transaction amount. This can help you save on interest payments, making it easier (and quicker) to pay down your debt.  

$0 Annual Fee

While some credit cards come with hefty annual fees attached to them, Arkansas Federal’s low-rate credit card offers a $0 annual fee for additional savings. You can also save on late fees by paying your minimum monthly payment on time. 

Enjoy Mastercard Benefits

As a cardholder, you’ll have access to a wide range of Mastercard benefits. This includes features like theft protection, Mastercard Global Service, travel assistance services, and more. 

Fast, Secure Payments

Digital Banking makes it easier than ever to manage your finances and shop with peace of mind. Whether you’re shopping in-store or online, you can enjoy quick and secure transactions, and you can even add your card to the Arkansas Federal app to unlock features like a digital wallet, Credit IQ, and more. Plus, you can conveniently pay your credit card balance using your checking account without ever leaving the Arkansas Federal app. 

A Lender You Trust

Our team is local, dependable, and dedicated to providing exceptional service and support to our members. When you apply for a low-rate credit card at Arkansas Federal, you can trust that you’re working with a lender that’s looking out for you. Ready to get started? Apply for a low-rate credit card with Arkansas Federal now.