Discover the Top 5 Benefits of Arkansas Federal’s Business Accounts: Empower Your Business Today!

Setting up a dedicated business account is a smart and often necessary move, but not all business accounts are created equal. Choosing the right account can help you manage cash flow, keep finances organized, enhance credibility with lenders, and even save you money. 

Arkansas Federal Credit Union offers a range of business accounts, each with its own set of benefits.

1. Local Member Service

As a business owner, you understand the importance of every dollar and every minute. By choosing Arkansas Federal, you gain access to local, member-oriented service that truly understands your business and community. Our dedicated team is right in your neighborhood, prepared to provide the personalized service you deserve.

2. No Hidden or High Fees

At Arkansas Federal, we value transparency and fairness. We won’t surprise you with hidden fees. Our fee structure is clear and straightforward, so you always know what to expect. Unlike many banks, our fees are not only transparent but also significantly lower, allowing you to keep more of your hard-earned money. So, there’s no fine print and no stress—just reliable, affordable financial products that work for you.

3. Earn Interest and/or Cash Back

You work hard, so your money should work hard for you too. That’s why you benefit from exceptional service and low fees when you bank with us. You also have the opportunity to earn great rates or even get cash back, depending on the type of account you choose.  

Business Checking 

With a business Premier Checking account, you can earn as high as 2.50% APY¹ on your balance. Alternatively, with business Choice Checking, earn 10¢ for each debit card transaction of $5 or more.² No matter which one you choose, it’s a win-win!  

Business Money Market 

A business money market account is essentially just a fancy name for a savings account that offers the flexibility to access your funds whenever needed, while also allowing you to earn on your balance. Whether you’re saving for unexpected expenses, future investments, or growth opportunities, this account ensures that your money is readily available when you need it. Plus, with competitive rates, your balance continues to grow even as you maintain access to your funds.  

Business Certificate of Deposit 

Investing in a business certificate of deposit (CD) can be a great decision, especially when rates are high. Our business CD options allow you to secure a favorable rate for a fixed period, offering stability and predictability for your funds. Whether you want to build your business savings or secure funds for future projects, a business CD provides a low-risk, high-earning opportunity.

4. 24/7 Digital Banking

Manage your business banking at anytime, anywhere with our safe and secure digital banking platform, available on mobile or desktop. Enjoy real-time access to your accounts, allowing you to check balances, review transactions, deposit checks, transfer funds, pay bills, and more. Plus, with over 30,000 fee-free ATMs nationwide, accessing your cash is easy.

5. Business Banking Add-On Services

Not only do we have great deposit accounts and tools, but did you know we can also help with treasury management services, such as:

• Payment and Collection Services: Pay vendors safely and collect payments quickly.
• Fraud Protection: Through Positive Pay, you can benefit from automatic fraud detection tools to safeguard your business bank accounts from check fraud and unauthorized electronic debits.
• Funds Management: Access tools to efficiently manage funds, process and pay employees, vendors, or shareholders, conduct sweeps, automate daily deposits and collections, and more. 

Whether you’re seeking local support from a business banking expert or growing your money with above-average rates, we’re here to help you reach your goals.