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Jumbo Loans

Make your dream home a reality.

Purchase

Jumbo Loan

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Looking for a higher loan amount? If you need to borrow more than $726,200, a Jumbo Loan may be just what you need. Whether you’re looking at a primary residence or a vacation home, we can help you get the loan you need, no matter the amount.

Features & Benefits

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NO PMI

Unlike typical conventional loans, you won’t have to pay Private Mortgage Insurance on a jumbo loan. 

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$0 Application Fee

There’s no cost to apply and the application process is easy.

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Lock in Your Rate

Lock in your rate for up to 90 days before closing!Once your loan is approved, your rate can be locked up to 90 days.

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Frequently Asked Questions

What is a jumbo loan?

In general, most loan types are limited to the maximum amounts set by the Federal Housing Finance Agency. But jumbo loans let you dream a little bigger. A jumbo loan is a mortgage that can be used to finance homes that are above the limit for a conforming loan.

What is the loan limit on a jumbo loan?

Loan limits change from year to year, so it’s best to look to Fannie Mae for the most up-to-date information.

What is the down payment requirement on a jumbo loan?

Down payments for jumbo loans tend to be a bit higher than conforming loans. Jumbo loan down payments typically start at 10%, but you might need to put down more depending on your other assets.

What is the credit score requirement on a jumbo loan?

Your credit score will typically need to be higher than 700 for a jumbo loan, and sometimes as high as 760. Like with any home loan, the higher your credit score, the more likely you are to be approved.

How do I apply?

You can get a quote online or talk to our mortgage lending team about what options work best for you.

Ready to get pre-qualified?

You can get pre-qualified online! Plus, there’s no cost to apply.
Have questions? Call us at 800.456.3000 or visit your local branch.