Earn on your balance | No |
as high as
4.00%
APY
APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 5/31/2023. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Zelle® transactions currently do not count as a qualified transaction. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required. |
as high as
6.00%
APY
APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. 6.00% APY applies to balances up to $10,000.00. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rate are subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required. |
Min. Balance | $0 | $2,500 (to avoid monthly fee) | $2,500 (to avoid monthly fee) |
Transactions Required | None | 10 monthly transactions of $1 or more2 | 15 monthly debit card transactions of $10 or more1 |
Direct Deposit Required | None | None | $1,000+/month |
eStatements Enrollment Required | No | No | Yes |
Get paid up to two days early with Early PayDirect deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
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Round up purchases and send the difference to savings with Cents to Savings | | | |
Turn your card on/off, set spending limits, and more with My Cards | | | |
Manage your accounts 24/7 with Digital Banking | | | |
View your credit score and monitor activity with Credit IQ | | | |
Free and convenient online Bill Pay | | | |
e-Statements, e-Notices, and Alerts | | | |
Send money to friends and family with Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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