How To Open A Checking Account Online With Arkansas Federal Credit Union
Open a premium checking account with Arkansas Federal Credit Union online today.
Read MoreEveryday Checking
$0 minimum balance, $0 feeAn initial opening deposit of $25 is required to open an Everyday Checking account. by signing up for eStatements, you can avoid the $3.00 monthly paper-statement fee. You may also qualify for a paper-statement fee waiver if you have a loan balance of $2,500 or more, a deposit balance of $5,000 or more, or if you are under 18 or 65 or older.
and $0 fraud liabilityCertain restrictions apply. See www.mastercard.us/zero-liability for details.
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Enjoy a simple account designed to meet your everyday financial needs without worrying about a minimum balance requirement. Plus, you’ll have access to online banking, the Arkansas Federal mobile app, and more!
| Monthly FeeAn initial opening deposit of $25 is required to open an Everyday Checking account. by signing up for eStatements, you can avoid the $3.00 monthly paper-statement fee. You may also qualify for a paper-statement fee waiver if you have a loan balance of $2,500 or more, a deposit balance of $5,000 or more, or if you are under 18 or 65 or older. | Minimum Balance Required |
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| $0 | $0 |
Features & Benefits
Early Pay
Tired of waiting for payday? Connect your direct deposit to your Arkansas Federal checking account and get paid up to two days early with Early Pay.Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
Save Automatically
With Cents to Savings, we’ll round up your debit card purchases to the nearest dollar and send the difference to your savings.
24/7 Card Control
Enjoy overdraft protection, text alerts, and fraud protection. Plus, turn your card on and off, set spending limits, and receive alerts with My Cards.
More Great Benefits
Extended Warranty Insurance
When you use your debit card, you’ll enjoy double the time period and duplicate the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year.Certain restrictions apply. For details, see the Guide to Benefits.
$0 Monthly Fee
Enjoy no monthly fee when you enroll in eStatements.An initial opening deposit of $25 is required to open an Everyday Checking account. by signing up for eStatements, you can avoid the $3.00 monthly paper-statement fee. You may also qualify for a paper-statement fee waiver if you have a loan balance of $2,500 or more, a deposit balance of $5,000 or more, or if you are under 18 or 65 or older.
Access over 30,000 ATMs
Choose from our network of more than 30,000 ATMs across the country.
Tap to Pay (Contactless)
Pay in seconds with a tap of your card at a contactless-enabled terminal.
Digital Banking
Enjoy convenient, secure 24/7 access to your accounts right from your computer, tablet, or smartphone. Control your card 24/7, monitor your credit score with Credit IQ, pay bills, send secure messages, make digital payments, and so much more.
Digital Wallet
Instead of carrying your card around, securely store it in your phone’s digital wallet for quick checkouts in-store or online.
ID Theft ProtectionTM
Should you become the victim of Identity Theft, Mastercard will assist you with credit bureau notification and debit card replacement and provide you with an ID Theft Affidavit.Certain restrictions apply. For details, see the Guide to Benefits.
$0 Fraud Liability
You won’t be held responsible for unauthorized charges made with your account or account information.Certain restrictions apply. See www.mastercard.us/zero-liability for details.
Also Included
- Quickly and securely send money to friends and family with Zelle®
- Online bill pay
- Access to e-Statements, e-Notices, and e-Alerts
- Get paid safely and conveniently using Direct Deposit
Go Cashless
When you add Apple Pay, Google Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.
Frequently Asked Questions
How do I open an Everyday Checking account?
You can open an Everyday Checking account in a few minutes online or by visiting your nearest branch.
Is there a minimum deposit to open an Everyday Checking account?
Yes, a minimum opening deposit of $25 is required. If you’re not already a member with us, you’ll also need to open a share savings account with us to establish your membership, which is a one-time opening deposit of just $5.
How do I avoid monthly fees?
There are several ways to avoid monthly fees with the Everyday Checking account. You can enroll in eStatements to eliminate the $3 mailed paper-statement fee. The $3 mailed paper statement fee will also be waived if you have a loan balance of $2,500 or more, a deposit balance of $5,000 or more, or if you are under the age of 18 or over the age of 65.
Does an Everyday Checking account come with a debit card?
Yes, all Everyday Checking accounts come with an initial free debit card.
How do I manage my Everyday Checking account?
You can use Digital Banking to manage your Everyday Checking account online 24/7. Easily track your transactions, transfer money, pay bills, and more—all in one convenient place. Download the Arkansas Federal app today.
